Cost Savings & Insurance Reduction with On‑Site Industrial Athletic Trainers

Employers can leverage OSHA’s Safety Pays Individual Injury Estimator (available at osha.gov/safetypays/estimator) to quantify the financial impact of workplace injuries on their bottom line. The tool considers factors like profit margins, average injury costs, and indirect cost multipliers—showing how much revenue a business must generate simply to offset injury-related expenses.

By integrating certified industrial athletic trainers into the workplace, companies address many of these costs proactively:

• Early intervention and prevention reduce claim frequency and severity.

• Trainers facilitate return-to-work programs, minimizing lost time.

• They also streamline case management by coordinating care, which can significantly cut both direct and indirect costs 

Taken together, industrial athletic trainers can lower your experience modification rate (EMR), which directly leads to decreased workers’ compensation premiums. With OSHA’s estimator, you can plug in your injury reduction data to calculate actual dollar savings—illustrating how fewer and less severe claims translate to real profit retention and lower insurance outlays.

Use the OSHA Safety Pays Calculator to quantify potential cost savings: